Different Ways to Earn
5% Cash Back
Earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.
NOW:ÌýEarn 5% at Restaurants and Drug Stores,Ìýnow – March 31, 2024,Ìýon up to $1,500 in purchases, when you activate.2Ìý
You'll still earn an unlimited 1% cash back on all other purchases – automatically.
View The 5% Calendar to pay with Cashback Bonus at Amazon.com
Different Ways to Redeem
Cash
Turn your rewards into cash inÌýany amount, any time1Ìý.Ìý Redeem Cashback Bonus to pay any part of your bill, including your minimum payment.
Frequently Asked Questions
Earn 5% cash back onÌýeveryday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
It's completely free to activate. You can activate 5% Cashback Bonus using the ߣ¹ÜÍøÕ¾ mobile app, your online account or by calling 1-800-DISCOVERÌý(1-800-347-2683).Ìý
And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.
Rewards never expire1. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed. You may be unable to redeem rewards in some limited situations such as when you choose to use an electronic funds transfer to redeem rewards to a new (unverified) deposit account. Any gift card must have a minimum value of at least $5.00 to be redeemed.
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Redeem Any Amount Any Time:ÌýRewards never expire. We reserve the right to determine the method to disburse your rewards balance. We will credit your Account or send you a check with your rewards balance if your Account is closed. You may be unable to redeem rewards in some limited situations such as when you choose to use an electronic funds transfer to redeem rewards to a new (unverified) deposit account. Any gift card must have a minimum value of at least $5.00 to be redeemed.ÌýSeeÌýCashback BonusÌýProgram Terms and Conditions.
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5% Cashback Bonus: For ߣ¹ÜÍøÕ¾ it® and ߣ¹ÜÍøվ® More® cardmembers only:ÌýActivate to earn 5% Cashback Bonus at Restaurants and Drug Stores from 1/1/24 (or the date which you activate 5%, whichever is later) through 3/31/24, on up to $1,500 in purchases. Restaurants purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Drug Store purchases include those made at stand-alone drug stores, pharmacies, online pharmacies, and some pharmacies located inside of retail stores.
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Use Rewards at Amazon.com:ÌýFor complete details on how to Pay with Rewards atÌýÌýseeÌý. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates. To redeem your rewards at checkout, you must select the ߣ¹ÜÍøÕ¾ Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you may use the ߣ¹ÜÍøÕ¾ Card from which the rewards were applied or an Amazon.com Gift Card to pay for the remainder of your purchase. You may not use a credit card from an issuer other than ߣ¹ÜÍøÕ¾ or another ߣ¹ÜÍøÕ¾ credit card enrolled in Shop with Points in conjunction with the rewards transaction.
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Use Rewards with Apple Pay: The full dollar amount of the transaction will be charged to your ߣ¹ÜÍøÕ¾ Credit Card and a corresponding credit for the amount of Rewards you choose to redeem will be credited to your ߣ¹ÜÍøÕ¾ Card account as a statement credit that will post to your account within 72 hours. Per your cardmember agreement, you may be charged interest on the purchases that are charged to your credit card. We begin to impose interest charges on purchases from the day we add it to the daily balance. The statement credit applied to your credit card account only covers the redemption amount and does not cover any interest charges that accrue on the purchase. Statement credits may post in a different billing cycle than the corresponding credit card transaction. When using Pay with Rewards, your ߣ¹ÜÍøÕ¾ Card must have an available credit amount equal to, or higher than, the amount of your credit card transaction. Your ߣ¹ÜÍøÕ¾ Card also must have an available Rewards balance. If your available Rewards balance is less than the amount you requested to redeem at the time we process your Rewards redemption, we will process the redemption using your available Rewards balance. All transactions are subject to the merchant’s standard refund and return policies. Pay with Rewards redemptions are final, non-refundable and non-reversible. Redemptions expire if merchants do not authorize on your card within 24 hours of checkout. ߣ¹ÜÍøÕ¾ does not control when merchants choose to authorize. To use Pay with Rewards, you must enroll an eligible ߣ¹ÜÍøÕ¾ Card and accept the Pay with Rewards terms and conditions. To use this feature, you must have an iPhone or iPad updated to the latest software version. Pay with Rewards is only available on eligible ߣ¹ÜÍøÕ¾ Card types. Pay with Rewards is limited to eCommerce transactions conducted online and in-app. Your available Rewards balance and other data may be delayed due to a variety of factors, including internet service. Pay with Rewards is only available to U.S. users. For complete details on how to Pay with Rewards, see Terms and Conditions. See Rewards Program Terms and Conditions for more information. For a list of compatible Apple Pay devices, see . Apple, the Apple logo, Apple Pay, Apple Watch, iPad, iPhone, Mac are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
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Use Rewards with PayPal:ÌýFor complete details on how to Pay with Rewards with PayPal seeÌý. Pay with Rewards with PayPal will be available for eligible credit cards on eligible purchases or rewards can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards,ÌýÌý
All reward redemptions are subject to ߣ¹ÜÍøվ’s reward program terms. To redeem your rewards at checkout, you must select the ߣ¹ÜÍøÕ¾ Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you must use the ߣ¹ÜÍøÕ¾ Card from which the rewards were applied to pay for the remainder of your purchase. You may not use a credit card from an issuer other than ߣ¹ÜÍøÕ¾ or another ߣ¹ÜÍøÕ¾ credit card enrolled in Pay with Rewards in conjunction with the rewards transaction.
PayPal, and the PayPal logo are trademarks of PayPal and its Affiliates. -
Gift Cards:ÌýSubject to availability. See gift cards for details, terms, conditions and (if applicable) fees.ÌýAll trademarks are property of their respective owners. Product may not be available in all states. The gift cards featured are not sponsors or otherwise affiliated with this company.
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Cashback Match:ÌýWe'll match all the cash back you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods.ÌýYou earn cash back onlyÌýwhen they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; or rewards transfers from ߣ¹ÜÍøÕ¾ checking or other deposit accounts. Your account must be open and in good standing to receive your Cashback Match. This offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.