Different Ways to Earn
5% Cash Back
Earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate.
NOW:ÌýEarn 5% at Restaurants and Drug Stores,Ìýnow – March 31, 2024,Ìýon up to $1,500 in purchases, when you activate.2Ìý
You'll still earn an unlimited 1% cash back on all other purchases – automatically.
View The 5% Calendar to pay with Cashback Bonus at Amazon.com
Different Ways to Redeem
Cash
Redeem rewards for cash inÌýany amount to help pay down your balance.
Frequently Asked Questions
Earn 5% cash back onÌýeveryday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
It's completely free to activate. You can activate 5% Cashback Bonus using the ߣ¹ÜÍøÕ¾ mobile app, your online account or by calling 1-800-DISCOVERÌý(1-800-347-2683).Ìý
And you'll still earn unlimited 1% cash back on all other purchases outside of the 5% program.
If your account is closed, we will send you a check or credit your account with your rewards balance; we reserve the right to determine the method to disburse your rewards balance. You may be unable to redeem rewards in some limited situations such as when you choose to use an electronic funds transfer to redeem rewards to a new (unverified) deposit account. Rewards redeemed for gift cards require a minimum amount to redeem.
ߣ¹ÜÍøÕ¾ recently merged into Capital One, N.A. As the companies come together and we work to deliver a common digital experience, content on this page may not apply to some ߣ¹ÜÍøÕ¾ cards. Specifically, if your card is eligible to be managed through the Capital One-branded mobile banking app or website, please login for the benefits and features that apply to your card. If you have questions, please call the number on the back of your card.
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Redeem Any Amount Any Time:ÌýÌýRewards don’t expire for the life of the account. If your account is closed, we will send you a check or credit your account with your rewards balance; we reserve the right to determine the method to disburse your rewards balance. You may be unable to redeem rewards in some limited situations such as when you choose to use an electronic funds transfer to redeem rewards to a new (unverified) deposit account. Rewards redeemed for gift cards require a minimum amount to redeem.
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5% Cashback Bonus: For ߣ¹ÜÍøÕ¾ it® and ߣ¹ÜÍøվ® More® cardmembers only:ÌýActivate to earn 5% Cashback Bonus at Restaurants and Drug Stores from 1/1/24 (or the date which you activate 5%, whichever is later) through 3/31/24, on up to $1,500 in purchases. Restaurants purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Drug Store purchases include those made at stand-alone drug stores, pharmacies, online pharmacies, and some pharmacies located inside of retail stores.
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Use Rewards with PayPal:ÌýPaying with rewards using PayPal is not available at all merchants or for all purchases when checking out online or in app. Paying with rewards using PayPal may not be available when paying with the PayPal wallet or when making recurring payments. Paying with rewards using PayPal is not available in-store. PayPal and merchants determine whether paying with rewards is available to use at merchants, and ߣ¹ÜÍøÕ¾ does not make that determination. Ìý
For complete details on how to Pay with Rewards with PayPal seeÌý. Pay with Rewards with PayPal will be available for eligible credit cards on eligible purchases or rewards can be donated to support a charitable cause with PayPal Giving Fund. To learn more about Pay with Rewards,ÌýÌý
All reward redemptions are subject to ߣ¹ÜÍøվ’s reward program terms. To redeem your rewards at checkout, you must select the ߣ¹ÜÍøÕ¾ Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you must use the ߣ¹ÜÍøÕ¾ Card from which the rewards were applied to pay for the remainder of your purchase. You may not use a credit card from an issuer other than ߣ¹ÜÍøÕ¾ or another ߣ¹ÜÍøÕ¾ credit card enrolled in Pay with Rewards in conjunction with the rewards transaction.
PayPal, and the PayPal logo are trademarks of PayPal and its Affiliates. -
Use Rewards at Amazon.com:ÌýFor complete details on how to Pay with Rewards atÌýÌýseeÌý. Amazon is not a sponsor of this promotion. Amazon, the Amazon.com logo, the smile logo and all related marks are trademarks of Amazon.com, Inc. or its affiliates. To redeem your rewards at checkout, you must select the ߣ¹ÜÍøÕ¾ Card from which you want to redeem rewards. If you do not pay for your full purchase with rewards, you may use the ߣ¹ÜÍøÕ¾ Card from which the rewards were applied or an Amazon.com Gift Card to pay for the remainder of your purchase. You may not use a credit card from an issuer other than ߣ¹ÜÍøÕ¾ or another ߣ¹ÜÍøÕ¾ credit card enrolled in Shop with Points in conjunction with the rewards transaction.
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Gift Cards:ÌýSubject to availability. See gift cards for details, terms, conditions and (if applicable) fees.ÌýAll trademarks are property of their respective owners. Product may not be available in all states. The gift cards featured are not sponsors or otherwise affiliated with this company.
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Cashback Match:ÌýWe'll match all the cash back you’ve earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods.ÌýYou earn cash back onlyÌýwhen they’re processed, which may be after the transaction date. We will not match: rewards that are processed after your match period ends; statement credits; or rewards transfers from ߣ¹ÜÍøÕ¾ checking or other deposit accounts. Your account must be open and in good standing to receive your Cashback Match. This offer may not be available in the future and is exclusively for new cardmembers. No purchase minimums.