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Whether you're facing an unexpected bill or need to make aÌýcash-only purchase, your card can help you out with a cash advance

What You Need to Know About Cash Advances

  • Your cash advance credit line is part of your total credit line. Other balances, such as purchases and balance transfers, may limit how much of your cash advance credit line is available. To be sure you can get the cash you want, please check your cash advance credit line before taking a cash advance.
  • There is a cash advance transaction fee. Your information can be found in your Cardmember Agreement.
  • We will begin charging interest on cash advances as of the later of the transaction date or the first day of the billing period in which the transaction posts to your account. We apply payments and credits at our discretion, including in a manner most favorable or convenient for us.
  • Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.
  • Some ATMs may have additional fees and restrictions. ߣ¹ÜÍøÕ¾ is not responsible for third-party delays in processing transactions.
  • Cash advances do not earn rewards.

If you need more information, you can find it in your Cardmember Agreement or call 1-800-DISCOVER (1-800-347-2683).

What you need to know about cash advances
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ATMs & Banks

Create a PINÌýto get cash instantly at over 500,000 ATMs. Or stop by a participatingÌý

Participating Banks and Credit Unions

Here's a list of major banks that usually provide over-the-counter cash access with a ߣ¹ÜÍøÕ¾ card and photo ID. Participation can vary by location, so we strongly recommend contacting a your local branch to confirm before making the trip.

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Wells Fargo Ìý Ìý Ìý Ìý Ìý Ìý Ìý Ìý Ìý Ìý Ìý Ìý Ìý Ìý Ìý Ìý Ìý ÌýÌý HNBÌý Ìý
US Bank Ìý M&T Bank
TD Bank Ìý Santander Bank
Suntrust Bank Ìý Trustmark
BB & T Ìý BMO Harris
Citibank Ìý Arvest Bank
Capital OneÌýBank Ìý Key Bank
Fifth Third Bank Ìý Compass Bank
First National Bank Ìý FCF Bank
Citizens Bank Ìý Bank of the West
bank or credit union. Find an ATM
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Online Direct Deposit

Deposit cash straight into your
checking account for easy access within 1–3 days.

Log in to learn more


Some things to keep in mind with a cash advance

APRs & Fees

Log in and view your statement to see yours, and keep in mind that interest will be charged right away on cash advances.

Limits

The amount of your cash advance is limited to your available Cash Advance Credit Line. Also keep in mind that different banks may have their own cash draw withdrawal limits through ATMs—and some ATMs may have additional fees and restrictions.

Requirements

Banks and credit unions require a photo ID to access cash. It's also good to check that your financial institution honors cash access with ߣ¹ÜÍøÕ¾. If you prefer to use an ATM, just make sure to create a PIN.

Frequently Asked Questions

Yes! ߣ¹ÜÍøÕ¾ Card provides quick and easy options to get cash anytime and anywhere. You can get cash with your ߣ¹ÜÍøÕ¾ card in three easy ways:

(1) cash advance into checking, (2) ATMs, and (3)Ìý banks and credit unions.

With cash advance into checking, you can transfer cash from your ߣ¹ÜÍøÕ¾ Card directly into your checking account.

Most accounts from which you've made payments to your ߣ¹ÜÍøÕ¾ Card bill in the past are eligible for these transactions. Learn more about eligibility requirements.

Yes! To get cash at an ATM, all you need is your ߣ¹ÜÍøÕ¾ Card and your PIN. If you don't know your PIN,Ìýcreate or change your PIN here.

You can create or change your PIN onlineÌýhere.

If you forgot your PIN, you can create a new oneÌýhere.

Here's a list of major banks that usually provide over-the-counter cash access with a ߣ¹ÜÍøÕ¾ card and photo ID. Participation can vary by location, so we strongly recommend contacting a your local branch to confirm before making the trip.

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Wells Fargo, US Bank, TD Bank, Suntrust Bank, BB & T, Citibank, Capital One Bank, Fifth Third Bank, First National Bank, Citizens Bank, HNB, M&T Bank, Santander Bank, Trustmark, BMO Harris, Arvest Bank, Key Bank, Compass Bank, FCF Bank, Bank of the West

There is a cash advance transaction fee. Your information can be found in your Cardmember Agreement. Some ATMs may have additional fees and restrictions.

The amount of your cash advance will depend upon what you have available in your cash credit line. Other balances, such as purchases and balance transfers affect how much is available for cash. To check your available cash credit line, visit yourÌýAccount Center and select "Card Info."