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Cash Back Credit Cards: ߣվ it® Cash Back, Gas &Restaurant Card, NHL® ߣվ it®

Travel Credit Card: ߣվ it®Ѿ

Student Credit Cards: ߣվ it Student® Cash Back, Student Chrome Card

Secured Credit Card: ߣվ it® Secured credit card

Cash Back Credit Cards


Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APRx%ڴǰx months from date of first transfer, for transfers under this offer that post to your account by x then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee:ٳ$10ǰ5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by x and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Travel Credit Card


Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APRx%ڴǰxDzԳٳ from date of first transfer, for transfers under this offer that post to your account by x then the standard purchase APR applies. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee:ٳ$10ǰ5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by x and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Student Credit Cards


Intro purchase APR is x% for x months from date of account opening then the standard purchase APR applies. Intro Balance Transfer APRx%ڴǰx months from date of first transfer, for transfers under this offer that post to your account by x then the standard purchase APR applies. Standard purchase APR: x% to x% variable, based on your creditworthiness. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Cash advance fee:ٳ$10ǰ5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by x and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Secured Credit Card


x% standard variable purchase APR.Intro Balance Transfer APRx%ڴǰxDzԳٳ from date of first transfer, for transfers under this offer that post to your account by x then the standard purchase APR applies. Cash APR: x% variable. Variable APRs will vary with the market based on the Prime Rate. Minimum interest charge: If you are charged interest, the charge will be no less than $.50.Cash advance fee:ٳ$10ǰ5% of the amount of each cash advance, whichever is greater. Balance transfer fee: x% Intro fee on balances transferred by x and up to x% fee for future balance transfers will apply. Annual Fee: None. Rates as of . We will apply payments at our discretion, including in a manner most favorable or convenient for us. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Reviews for Cash Back Credit Card : ߣվ it card's average "Overall Rating" based on reviews by cardmembers as seen at /credit-cards/it-card/reviews/

Reviews for Student Credit Card : ߣվ it card's average "Overall Rating" based on reviews by cardmembers as seen at /credit-cards/student-it-card/reviews/

Reviews for Travel Credit Card : ߣվ it card's average "Overall Rating" based on reviews by cardmembers as seen at /credit-cards/travel/reviews/

Reviews for Secured Credit Card : ߣվ it card's average "Overall Rating" based on reviews by cardmembers as seen at /credit-cards/secured-credit-card/reviews/

  1. Freeze it®: When you freeze your account, ߣվ will not authorize new purchases, cash advances or balance transfers (including checks). However, some activity will continue including charges from merchants where your card is stored or billed regularly, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, ߣվ protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions.

  2. ߣվ® Identity Alerts (Alerts) are offered by ߣվ, a division of Capital One, N.A., at no cost, are available only online, and do not impact your credit score. The Alerts currently provide: (a) daily monitoring of your Experian® credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security Number is found on such a website. Alerts are only provided to Primary cardmembers who agree to receive them online and whose accounts are open, in good standing, have a Social Security Number, and an email address on file. This benefit may change or end in the future. ߣվ is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. To see a list of Frequently Asked Questions, visit discover.com/freealerts.

  3. $0 Fraud Liability: An “unauthorized purchase” is a purchase where you have not given access to your card information to another person or a merchant for one-time or repeated charges. Please use reasonable care to protect your card and do not share it with employees, relatives, or friends. Learn more at ߣվ.com/fraudFAQ.

  4. FICO® Credit Score Terms: Your FICO® Credit Score, key factors and other credit information are based on data from TransUnion® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score. See ߣվ.com/FICO about the availability of your score. Your score, key factors and other credit information are available on ߣվ.com and cardmembers are also provided a score on statements. Customers will see up to a year of recent scores online. ߣվ and other lenders may use different inputs, such as FICO® Credit Scores, other credit scores and more information in credit decisions. This benefit may change or end in the future. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

    If you prefer not to receive your FICO® Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Please give us two billing cycles to process your request.

  5. About product reviews: All customer reviews used are authentic. Changes to the quote in brackets are to add context to the quote. We calculate the average product rating based on ratings that customers submit. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. If a review is excluded, the associated rating is not calculated in the average product rating.

  6. Build credit with responsible use (Secured): ߣվ reports your credit history to the three major credit bureaus so it can help build/rebuild your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build/rebuild credit.

  7. Real human customer service 24/7: You can reach a live agent any time by calling 1-800-ߣվ (1-800-347-2683). Certain specialized customer service agents may not be available 24/7.

  8. There is no hard inquiry to your credit report to check if you’re pre-approved. If you’re pre-approved, and you move forward with submitting an application for the credit card, it will result in a hard inquiry which may impact your credit score. Receiving a pre-approval offer does not guarantee approval. Applicants applying without a social security number are not eligible to receive pre-approval offers. Card applicants cannot be pre-approved for the NHL ߣվ Card.

  9. Build credit with responsible use (Student): ߣվ reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build credit.

  10. The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.

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